![]() The Account opening formalities are governed by the policies of the Bank and may be revised from time to time.Means a form of demand deposit wherefrom withdrawals are allowed any number of times depending upon the balance in the account or upto a particular agreed amount and will also include other deposit accounts which are neither Savings Deposit nor Term Deposit.MOST IMPORTANT TERMS AND CONDITIONS (MITC) CURRENT ACCOUNT Current Account: Helpline for Women in Distress – 7827170170.RBI Monetory Museum Bank Notes and Security Features.Small Farmers’ Agri-Business Consortium.Deposit Insurance & Credit Guarantee Corp.Indbank Merchant Banking – Online Share trading.Principal Code Compliance Officers (BCSBI).Nodal Officers – Banking Ombudsman scheme, 2021.Customer Complaint – Unauthorized Electronic Banking Transaction (UEBT).Codes of Bank’s Commitment to Customers/ MSE.Codes of Bank’s Commitment to Customers/ MSE in Hindi.Processing Charges of Home/ Plot/ Vehicle etc products.Processing charges in Agri Term Loan JL AG SHG LOAN & JL NP (Hindi).Processing Charges in Agri Term Loans, JL(Ag), SHG Loan & JL(NP).Processing Fees/Charges for Loan Products.Debt Restructuring Mechanism for MSME – SMEs (Hindi).Right To Information Act – 2005 (Hindi).Policy on appointment of SCA for 2022-23 and onwards.Policy – Appointment of Statutory Branch Auditors.Policy-Guidelines on Empanelment of Valuers.Policy on Determination and disclosure of Material events/ information.Policy on determining material subsidiary (Hindi).Policy on Determining material Subsidiary.BCSBI – Codes of Bank’s Commitment to Customers.Digital Personal Data Protection Policy (HI).Digital Personal Data Protection Policy (Eng).Recovery Agents Empanelled/ Engagaed By Bank (Hindi).Recovery Agents Empanelled/ Engagaed By Bank (Eng).FAQs – On Pradhan Mantri Jan-Dhan Yojana (PMJDY) – Hindi.Indian Bank Trust for Rural Development (IBTRD).Coin Vending Machines CVMs)-Locations in Chennai.Procedure on Locker/Safe deposit articals (Hindi).Procedure on locker / safe deposit of articles.Aadhar Enrolment/Correction Form (Hindi).COVID – REASSESSMENT OF WORKING CAPITAL LIMIT.Policy on Co-Lending by Banks & NBFCs to Priority Sector (Hindi).Policy on Co-Lending by Banks & NBFCs to Priority Sector.
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